Brad Reifler Speaks Out on Wall Street’s Flaws

According to Brad Reifler many small investors face very similar problems. While he admits that about 1 percent are making huge amounts of money on Wall Street, the other 99 percent are having marginal success.


Most financial investment firms charge exorbitant fees that often block smaller investors out of the market. New York State Comptroller Thomas DiNapoli found that Wall Street brokers make an average of five times what employees in other industries make. Brad points out that many brokers make large bonuses even when their clients lose money. Brad Reifler believes that this is very wrong.

Access to investments

Brad also says that investors who have a net worth of less than $1 million dollars and who earned less than $400,000 in the last two years are blocked from many of the best investment opportunities.

Brad Reifler thinks it is very wrong that some investors are legally banned by the United States government from investing in private equity, hedge funds and other private investment funds.

Stock Market Correlation

While almost all investors make money when the stock market goes up, those who can participate in private investment funds, hedge funds and private equity are able to make money even when the stock market falls. On the other hand, smaller investors have a harder time making money when the stock market falls.

While many individuals would grumble about these facts, Brad Reifler chose to take action opening Forefront Capital. Learn more about Brad Reifler:

If you are a small investor, then contact this New York based investment company where the no management fees are charged about their investment opportunities that are not correlated to the stock market.

Lime Crime: So Many Lipsticks!

Lime Crime is a cosmetics company that is certified Creulty Free by Leaping Bunny and PETA. One of the types of products that sell is lipstick. Some of the types of lipsticks that they sell are Perlees, Unicorn Lipsticks, Diamond Crushers and Matte Velvetines.


What are Perlees? Perlees are metallic mattes that give your lips the soft sheen that pearls have. These lipsticks fill the space between matte and metallic. The shades that they come in include roswell (ufo pewter), beetle (beetle brown), third eye (mulberry red), denim (denim blue), asphalt (grey brown), gemma (taupe brown), penny (bright copper), mirage (mauve pink) and charmed (plumy mauve).


Unicorn lipstick is a highly pigmented, matte cream lipstick with a slight sheen. It comes in the shades: varsity (muted rose), bomber (muted berry), choker (mauve brown), hoodie (tea rose), soft spot (soft pinky nude), pom pom (apricot beige), fish net (warm brown) and lace up (deep warm nude).


Diamond crushers are lightweight, slightly transparent (depending upon which shade you get) lip toppers that are sparkly like crushed diamonds. They are not glosses–they are toppers that use prismatic technology. You can wear them by themselves, or over lipstick. You can also apply them to any other part of your body that you want to glitter. Lime Crime also sells them in bundles of six, as well as singles. The shades include: trip (delirium purple), choke (cloud pink/blue), lit (rose gold on acid), cleopatra (blush/gold shift), acid fairy (lavender/mint shift), black unicorn (black rainbow), cheap thrill (sunset/rose shift), dope (cotton candy champagne), strip (stripper pink) and fluke (chill mauve).


Matte Velvetines are liquid matte lipsticks. They are infused with French vanilla and are heavily pigmented. They come in many shades of the color red, though they also come in shades of other colors. Some of the shades that exist include wicked (blood red), tea cup (black light reactive periwinkle) and squash (light orange).



Concessions for Sanitation

The government in Brazil just announced that it will allow for concessions through a partnership on behalf of BNDES – the National Bank for Economic and Social Development in Brazil. Edison Carlos, President and CEO of Trata Brasil, granted a recent interview and mentioned many important points behind the initiative. He affirms that services provided may undergo vast improvements in terms of administration and resources. The decrease in levels of toxic waste poses another threat – a valid topic raised by the interviewee, Felipe Montoro Jens, a European specialist in infrastructure projects.


Edison pointed claims that basic sanitation has 90 percent service coverage in public and that 70 percent of such users serve state organizations. For Edison, private initiatives don’t exclude public ones, since these two forms work best in complementary fashion.


Edison further stated agencies have an important experience that may leverage through partnerships. BNDES merely hopes to develop solutions for all parties and states involved, based upon surveys that derail the situation of such locations. With this, the bank may adapt any project to suit the needs of each setting. The loss of water, as pointed out among the main causes recent financial resource flow for state companies outside of the water sector, it’s impossible to get service when there’s this type of waste involved.


Felipe Montoro Jens is a leading expert on many popular Brazilian initiatives. As such, he is always up to date on the latest news, trends and standards there. He has studied waste and sanitation for many years.


Jens has noted that private enterprise has plentiful resources. Thus, it’s a crucial, yet overlooked ally in the full prevention of wasted water. The advanced technology used throughout many of Jens’s newest sectors is astounding as well. Jens ultimately seeks to raise greater investments in sanitation.

Chris Burch And His Creative Design Business

Chris Burch is one of the finest creative minds in the world, and he has spent quite a lot of time ensuring that he is sharing his creative soul with the world. He runs Tory Burch through his company, and he is known throughout the fashion world for the perspectives that he has on the world of design and beauty. He is an aesthetic master, and he has started an amazing resort that furthers his creative output.

#1: What Is The Nihiwatu Resort?

The Nihiwatu Resort was built on the site of an old hostel, and Chris wanted to ensure that he could build a much better destination on the beach. He wanted the resort to be a place where the luxury customer comes to visit, and he has chosen one of the remote areas in the world to place his resort. He knows that there are a number of people who will visit because they want to get away from it all, and he enjoys visiting this location himself.  Check this on

#2: How Do Normal Days Work For Chris?

Chris does not have regular days because everything is always changing. He wants all the people reading his interview to understand that they must take on new challenges every day. He wants them to know that they may encounter something different that they did not expect, and he often adds travel to his schedule.

#3: Creating More Beautiful Things

The beauty that has been by Chris is an important part of the world around him. He wants everyone who does the same work that he does to use their creative minds to build new ideas every day. He is quite open with his staff about their ideas, and he encourages them to share their ideas.   Related article on

#4: Hard Work

Chris knows the value of hard work, and he has learned quite a lot about how easy it is to manage a business when everyone is respected. Chris offers respect to all the people that work around him, and he knows that he may offer a number of options to his staff as they complete their work. He wants to see the fruits of their labor, and he wants them to be proud of what they have done.  To know his insight on views on things in his area of focus, hit

Additional reading here.

Everyone who is working with and around Chris Burch will find that they with one of the best minds in the business. He has created a new resort and brought more beauty to the world.

To learn more about Burch, see /

Brazil Private & Public Cooperation Solves Problems

A close cooperation between the public and private sector can solve some of the most pressing Brazil water and sanitation problems. The Brazilian government has realized this with its March 2017 concessions through the National Bank for Economic and Social Development (BNDES). The private sector provides efficiency and the public sector provides resources.


Dearth of Water


Of course, water is essential to human life. Most Brazilians have taken this for granted due to the Amazon rain forest and Atlantic Ocean. But the 2014 – 2016 drought might have changed the rules of water management.


Promises for additional reservoirs have dried up. “After five years of drought, farmer Edivaldo Brito says he cannot remember when the Boqueirão reservoir was last full. But he has never seen it this empty,” Reuters reported in February 2017. The reservoirs have not returned to pre-drought levels yet.


Temer’s administration is also cutting back. Brazilian departments have been trimmed and austerity seems to be the new word of the day. Still, water projects cannot be avoided. What is the answer?


Trata Brasil Waste Projects


The president of waste sanitation firm Trata Brasil, Edison Carlos explained that the vast majority of basic Brazil sanitation services were controlled by the government – 90%. The difficulty that many sanitation services are experiencing is that they are also heavily dependent upon water for their regular operations. Infrastructure expert Felipe Montoro Jens has identified this as a key reason for public funds flowing to private firms. Private firms are simply more efficient with resources.


Mother Nature and the budget have been game changers for Brazil. Private water management expert Felipe Montoro Jens is assisting with the transition to more private control over water and sanitation services. Mr. Felipe Montoro Jens can help the Brazilian government save money and improve water usage.

Understanding The Teachings Of Kabbalah

Kabbalah is a discipline and school of thought, which originated from Judaism. It may be defined in different ways. The definition varies according to the follower’s traditions, which emanates from religious roots, new age Christian and adaptations of Occultist syncretism. Kabbalah entails a set of esoteric teachings that seek to explain the connection between the eternal unchanging and mysterious Ein Sof, which is infinity and God’s creation. Despite the pious use of the Kabbalah centre system, it is not a religious denomination. This system aims at explaining the nature and purpose of human being’s existence besides the importance of the universe and other related questions. Originating from the Jewish tradition, Kabbalists use ancient Jewish sources to demonstrate its teachings.

These teachings help Judaism followers to explain the importance of observing the Jewish religion. In addition, they help in defining the Hebrew Bible, the rabbinic literature and their initially transmitted dimension that were concealed. It is believed that Kabbalah existed, between 12th and 13th century in Spain and Southern France, before all religions of the world. Historically, prophets, sages and patriarchs transmitted Kabbalah teachings orally. They were later transformed into Jewish religious writings.

The Kabbalah Centre

The Kabbalah Centre is an organization that seeks to shed more light on Kabbalah teachings. Through the center, students learn how to practice the teachings in their everyday lives. Rav Yehuda Ashlag established the non-profit organization in 1922. Two of Rav’s sons were mandated with the duty of running the center after his demise. Currently, it has locations in over 40 cities as well as an active online presence. The center has teachers who provide learners with spiritual materials based on the principles of Kabbalah centre. These materials help students to improve their personal lives and the world at large.

Since there are different meanings of Kabbalah, the Kabbalah Centre embraces all the definitions in the world. At the centre, the school of thought is taught as the universal wisdom that presages religion or the Bible. The centre provides learners with courses, books, online lectures, classes and audio materials that explain the origin of the creation as well as the spiritual and physical laws of the universe. It provides practical tools that aim at bringing joy and a permanent fulfillment to an individual.

Jason Hope Believes in the Internet of Things and so Should You.

You don’t have to pay close attention to the tech industry to know that our world has fundamentally changed over the past decade thanks to smart technology. Smart technology has turned the world into one that is reliant on the internet and always ready to interface with the latest new machines to be released. Jason Hope is a tech investor and entrepreneur who has made a living out of being the first on the newest wave of technology. Hope started out by establishing his mobile communications company, Jawa, before turning himself into one of the foremost futurists in the world. Hope’s focus has solely been on the over the past couple of years and industry titans are starting to take notice.

We’ll start out by discussing what the Internet of Things actually is. The Internet of Things refers to the collection of devices that we interface with in our daily lives and how they connect to the internet. Think of your shoes, kitchen appliances, cars, and phones. This is a wide range of machines, isn’t it? The Internet of Things looks to culminate by embracing all of these daily devices and putting them under a singular umbrella by which we engage and interact with. We can look at this concept like it is some sort of Philip K. Dick novel but that’s just not the case. Jason Hope believes it is the reality and he believes it is going to be one of the biggest innovations that we’ve seen in the tech field.

Hope believes that smart technology is basically a technology of convenience, at least at this point. Hope also understands that the Internet of Things is still living on the fringe of the public zeitgeist but he also understands that before long this is going to change and it is going to change in a big way. The Internet of Things, as Hope believes, is here to stay and it is going to be fundamental to the industry going forward. As a result, Hope is strongly encouraging companies to get involved early and invest as much as possible while the getting is good. Also visit him on Facebook :

Omar Yunes of Sushi Itto Wins Best Franchise Owner Of The World Award

Omar Yunes is the owner of multiple Sushi Itto outlets in Mexico. A businessman and entrepreneur, he is known for buying out numerous outlets and making them one of the best of their kind. He uses his expertise in the field of business to lead his stores to make them successful. He is the owner of over thirteen franchises of Sushi Itto, which are all located in prime locations in the city of Mexico. His outlets contribute to almost ten percent of the total amount of profits that the company makes. Omar Yunes bought his first franchise when he was only twenty-one years old. Since then, his business has grown tremendously, getting him to where he is in his career today. He alone has set Sushi Itto on a path of success and has contributed to their overall growth and development.

Recently, Omar Yunes was given the award for the best franchise owner in the world. The award was presented to them earlier this year and was the only representative to come from Mexico. The awards are given to people who show exemplary skill and contribution to the company that their franchise belongs to. The awards committee assesses the individual skill of the individual and not the overall growth of the brand as a whole. The awards ceremony was conducted in Florence, Italy and saw franchise owners from all over the world. Omar Yunes was considered a perfect fit for the best franchise award was owing to the immense contribution he has made to Sushi Itto.

Omar Yunes was extremely ecstatic to be the proud recipient of this award. He has always been a business-minded person, and to see his efforts paying off is something that he is extremely proud of. By winning this award, Omar Yunes has established his place in the franchise industry and has made his mark on the company.

Even the CEO of Sushi Itto, Benjamin Cancelmo was extremely happy for Omar Yunes on receiving this award. According to him, it shows the excellence that his company stands and also the dedication that the franchise owners have towards his company.

Why Clearabee Is The #1 Rubbish Removal Service in London


These days it seems as though the concept of minimalism is all the rage. Rather than owning as many possessions as possible the idea of sorting through one’s belongings and only holding onto the most essential items is catching on. Minimalism applies to fashion, as people are buying fewer clothing items that are of higher quality. It seems that more and more people are realising that they have many things in their homes they do not use frequently. These things take can take up space, gather dust and can clutter our physical space and our minds as we worry over what to do with them.


Performing a shrewd assessment of one’s belongings, particularly one’s furniture, shelves, old electronics can be a sort of cleansing activity because when we unload things we don’t need we often create more mental and physical space to feel free. The only trouble is the process of cleaning out garages, closets, attics and storage units that have long been left untouched often does not feel so freeing. It can be a chore that actually feels quite overwhelming particularly when we are tasked with the prospect of achieving that chore on our own.


That said if you have lots of items for ryubbish clearance that you would like to clean up in London you don’t have to look any further than Clearabee. Clearabee is a rubbish clearance service in London that can come to your home the same day you call to help you with rubbish clearance. Unlike other rubbish clearance services Clearabee does not have a congestion charge.


Eva Moskowitz and Success Academy Open Online Resources for Educators Nationwide

Eva Moskowitz, CEO of Success Academy, is making headlines by announcing the opening of the Educational Institute, an online library of resources for charter schools to access that emulates the winning formula perfected in her New York charter schools. Success Academy has 41 brick and mortar locations currently, and hopes to use the online platform to expand to 100 charter locations nationwide by 2024.


A condo in Midtown was recently purchased by Success Academy, and Eva Moskowitz stated in a recent press conference she plans to use the location for training educators in the charter system. One of her highest priorities is providing students with a love and capability of reading, and Moskowitz wants to empower colleagues to do the same in their communities.


The Ed Institute will feature video’s, lesson plan’s, reading lists, and more through the online platform. Educators can be confident that the system Eva Moskowitz is offering is highly effective judging by the results of Success Academy schools performance in New York standardized testing. The lowest performing school ranked higher in overall reading comprehension and math test scores than other charter schools with a student base in more affluent areas. In fact, most of the 14,000 students currently enrolled in Success Academy come from low income homes, making the test results even more impressive.


The Broad Prize was recently awarded to Eva Moskowitz, offering further evidence of her “outstanding academic outcomes”. No other charter school network has been able to consistently perform at the level of Success Academy, and it is hoped that the Ed Institute will help change this. In fact, Success Academy already sees regular visitors observing lessons, and students are accustomed to both parents and other educators being in the classroom with them. This transparency is a breath of fresh air for smaller charter school networks looking to change their curriculum.


Teachers receive guidance on how to structure their lesson plans. “Shared text” is a focus that has students reading aloud portions of the texts, and reading lists are given for at home learning. This is part of the “balanced literacy” vision that teaches students to learn how to communicate more effectively with all members of the community.


Another recommendation is to enable teachers to focus solely on educating children, and removes the administrative burden from their shoulders with the creation of an operations team. This team handles all items not directly related to educating. When the model is fully enacted, it is easy to see how Eva Moskowitz is a pioneer in charter education, and offers creative solutions for revolutionizing early childhood education.